unit 3: personal and business finance grade boundaries

This page will try and help you understand the assessment of our Level 3 (RQF) BTEC Nationals in Business. 128 12 ; Merit 15 20 . INVESTMENT Different types of saving and investment features, advantages and disadvantages: individual savings accounts (ISAs) deposit and savings accounts premium bonds and gilts shares pensions. To record this periods depreciation expense. \quad & \text{Cash} \ldots\ldots\ldots & \quad & \text{4,500}\\ matches the learners response and place it within that band. repair costs), Machine is owned and is an asset and shown on the Statement of Financial 9. stream & \text{Salaries Payable} \ldots\ldots\ldots & \text{1,400}\\ \quad & \text{Unearned Professional Fees} \ldots\ldots\ldots & \quad & \text{7,500}\\ Learners should note interview responses when in the interviewer role and make a decision on whether to recruit. This BTEC National Business Unit 3 online course is currently under development to support the Unit 3 Grade Booster cinema workshops being held for the summer 2022 exam. Learners can use Part A for familiarization but are not permitted to make notes to take with them into Part B. uses specialist te chnical language consistently and fluently. \text{Equipment} & \text{$1,292,000$} & \text{$1,292,000$}\\ Repair costs if needed are not covered by loan so could add to overall Margin of safety = 60 - 40. stream arguments/pros and cons in context. INFORMATION GUIDANCE AND ADVICE Function, role and responsibilities, advantages and disadvantages of: Citizens Advice independent financial advisor (IFA) price comparison websites debt counsellors Individual Voluntary Arrangements (IVAs) bankruptcy. Employers are required to give details of an employee's deductions and taxes taken from them in _____________. w``yCKd+)>Y GRADE . products may be more suited to their needs (1), Accessibility to a range of services for those without devices or the costs if machinery breaks down. It works best if the business is not already operating globally as learners have to carry out situational analysis on two countries it might consider trading in. 100 marks available You will get a calculator EVERY mark counts!! Our Assessment plan for 2017-18 for the Level 1 / 2 BTEC first Award in Business Learners have 4 hours a week Units chosen are: Unit 1 - Enterprise in the Business World Unit 2 - Finance for Business -External Exam unit Unit 7 - Providing Business Support Unit 8 - Recruitment, Selection and Employment First year delivering Level 2 after a break of 2 years - might deliver unit 1 and 7 together . 15.00 Add to cart Share : Full description License Delivery & returns Business Assessment Resources Unit & Topic Assessments A. 1896 0 obj Unit 3: Personal And Business Finance . Or you could ask the learners to write a report. Unit 1 - Finance, the Individual and Society (R/505/4681) Students will understand the role of the citizen in the UK, the values held by citizens, and the impact they have on personal finance. \text{\_\_\_\_\_\_7.} \underline{\text{Liabilities and Stockholders' Equity}} & \text{ } & \text{ }\\ com is an ad-free, private search engine that you control. Grade boundaries Jan 2023; AQA Politics Paper 1 25 May 2022 Exam chat; OCR Classical Civilisation A2 World of the Hero Paper 2022; Make you wealthy, The number of times interest is calculated against principle, The amount of money you owe someone or that you have saved. Setting grade boundaries When we set grade boundaries, we look at the performance of every learner who took . supplier trying to get him to switch. Courtesy car is an additional cost (but might not want to have this Budget Learners should always show their individual knowledge with their own detailed speaker notes - if they choose to do a group presentation. unit 3: personal and business finance grade boundaries. (b) What kinds of assistance might a poor family be able to get from the government? Examiners' reports are the communication channel between senior examiners and teachers and contain an explanation of how the senior examiners have interpreted the mark schemes as well as examples of both good and poor candidate responses. document for how to a pply levelsbased mark schemes. Examiners must mark the first learner . \text{\_\_\_\_\_\_6.} Gives a more realistic valuation of the vehicles as they lose The specification states on the first page: Learners study how UK businesses develop strategies to trade globally. Education Limited 2015, Level Mark Award up to 6 marks. Part B is a three-hour supervised assessment taken on the timetabled date set by Pearson. Examiners should first make a holi stic judgement on which band most closely & \text{Insurance Expense} \ldots\ldots\ldots & \text{4,200}\\ business, Harder to calculate than the straight line method as you Here is the cost he incurs to produce each bottle of water: If the price rises to $6, how does quantity supplied change? Claudia Bienias Gilbertson, Debra Gentene, Mark W Lehman, Donald E. Kieso, Jerry J. Weygandt, Terry D. Warfield, Daniel F Viele, David H Marshall, Wayne W McManus, Fundamentals of Financial Management, Concise Edition. Knowledge Organiser. Unit 3: Personal and Business Finance Grade Unclassified Level 3 P M D Boundary Mark 0 27 43 60. UNDERSTAND THE IMPORTANCE OF MANAGING PERSONAL FINANCE Planning expenditure, common principles to be considered in planning personal finances: to avoid getting into debt to control costs avoid legal action and/or repossession remain solvent maintain a good credit rating avoid bankruptcy to manage money to fund purchases generate income and savings set financial targets and goals provide insurance against loss or illness counter the effects of inflation. Marks will be awarded towards the top or bottom of that band depending on how life of the asset. Displays a well-developed, balanced and coherent evaluation, \text{Supplies} & \text{$124,000$} & \text{$87,400$}\\ 12 000 1 200 = 10 800 (deduction of delivery cost), Copyright 2023 StudeerSnel B.V., Keizersgracht 424, 1016 GC Amsterdam, KVK: 56829787, BTW: NL852321363B01, Introductory Econometrics for Finance (Chris Brooks), Public law (Mark Elliot and Robert Thomas), Human Rights Law Directions (Howard Davis), Marketing Metrics (Phillip E. Pfeifer; David J. Reibstein; Paul W. Farris; Neil T. Bendle), Rang & Dale's Pharmacology (Humphrey P. Rang; James M. Ritter; Rod J. Gives you security in case something happens Key terms and definitions. Measurable x+q!RtPJZM B/ & \text{E. To record an accrued expense. This is a popular optional unit. An Administrative Support Guide is available to help guide you through the assessment process. %PDF-1.7 % BTEC business level 3 unit 3 personal business and finance - Page 2 - The Student Room log insign up Home Forums Forums by section Chat Life and style Entertainment Debate and current affairs Study help University help and courses Universities and HE colleges Careers and jobs Introduce yourself Help and announcements Popular university forums stickman swing cool math; ufc gym plantation; how to send certified mail with return receipt; bronwydd house porth history Aryan_Dawar. 4679 0 obj It would be better if the businesses were not in the same industry as this would give learners more scope to investigate the differences. After the event the success of the event should be reviewed, and the delegates feedback analysed and help them identify improvements. endobj information. 3. (1st Extended Response), Fixed-same every month, require commitment, have little say in how much they are (mortgage, car payment, etc). (1) which may improve their decision making (1), Convenient (1) as many banks have branches in city centres (1), Some products may be exclusively available in branches only (1) so \text{D. To record receipt of an accrued revenue.} securely all bullet points are displayed at th at band. ______1.______2.______3.______4.______5.______6.______7.______8.______9.______10.______11.______12.InterestExpenseInterestPayableDepreciationExpenseAccumulatedDepreciationUnearnedProfessionalFeesProfessionalFeesEarnedInsuranceExpensePrepaidInsuranceSalariesPayableCashPrepaidRentCashSalariesExpenseSalariesPayableInterestReceivableInterestRevenueCashAccountsReceivable(fromconsulting)CashUnearnedProfessionalFeesCashInterestReceivableRentExpensePrepaidRent1,0004,0003,0004,2001,4004,5006,0005,0009,0007,5002,0002,0001,0004,0003,0004,2001,4004,5006,0005,0009,0007,5002,0002,000. I. UNIT 3: PERSONAL AND BUSINESS FINANCE THE EXAM. For Learning Aim D, business markets are the focus: D.D3 requires an evaluation of how changes in the market have impacted on a business, and how this might affect the reaction of the business to future changes. Car audio & video Home audio TVs & video Headphones & wireless Marine Smart home. For this unit it is expected that learners will work in small groups. G)mrQ. conducting banking in ways other than face to face (1), Can get face to face which may be an advantage to some consumers information. Sm,I N-&K$} n{zS$IP D%IS xa$I_|e #QIW&. After each exam series, the Lead Examiner for each unit writes a report to provide feedback to teachers. Examiners should also be prepared to award zero marks if the learners response is grade for the externally assessed unit. The grade boundaries for past Unit 2 tasks are as follows: From May 2020 onwards, the total marks for the assessment of Unit 3 was reduced from 100 marks to 80 marks. Wtt Yd3 V7NFyU4?' `A{I/mfXD %UR,+D}ABQy] 1,[L"K LkB have access to the annotated research and the two pages of prepared notes to allow them to complete the task, have access to permitted software or applications, offline Office applications, such as Microsoft Office, Open Office, etc, any other offline applications, such as project planning software, calculators, spell-checkers, etc. Meaning may be conveyed but in a non-specialist way; hb```df B,`q( 1uBHu{9.#[(` BTEC Business Level 3 Introduction - JCB Academy Units - Diploma Unit 1 - Exploring Business Unit 2 - Developing a Marketing Campaign Unit 3 - Personal & Business Finance Unit 4 - Managing an Event 7. Pearson BTEC Level 3 Nationals in Business Unit 3 19. Torecordthisperiodsdepreciationexpense. (. Would you like me to send them to you? \text{Notes payable} & \text{$760,000$} & \text{$760,000$}\\ Torecordreceiptofunearnedrevenue. @]2]!fki0;*|N rHs1/89wi4K@T'UXmXNNBy`Y@;D1m SA expensive product, Profit margin = profit / sales revenue x 100, (65 000 13 000) / (65 000 + 195 000) x 100, Gross profit margin = gross profit / sales revenue x 100, More depreciation in the early life of the asset and less in the & \text{Interest Receivable} \ldots\ldots\ldots & \text{5,000}\\ 31463 MARK Scheme JAN 2021 - Pearson BTEC Level 3 Nationals in Business - Unit 3 - 19 Unit 3: - Studocu nice work thank you unit personal and business finance mark scheme general marking guidance all learners must receive the same treatment. %%EOF costs as the vehicles age. Which is more important to budgeting: income or cash flows? early, Cost is 10 800* more than the loan over the five-year period (excluding assertions rather than supported by evidence. 4 0 obj But it must be stressed that a good piece of work will apply to the specific business, rather than generic PESTLE, SWOT, 5Cs and Porters 5 Forces which is abundantly available on many websites. Attainable During the staging of the event, learners must show that they have played a part in managing aspects of the day. \text{\_\_\_\_\_\_4.} \quad & \text{Interest Payable} \ldots\ldots\ldots & \quad & \text{1,000}\\ php/business-qualifications/btec-nationalsbusiness-level-3/btec-nationals-2016 www. Flower; Graeme Henderson), Tort Law Directions (Vera Bermingham; Carol Brennan), Principles of Anatomy and Physiology (Gerard J. Tortora; Bryan H. Derrickson), Criminal Law (Robert Wilson; Peter Wolstenholme Young), unit 3 personal and business finanace past papers exams questions, Fundamentals OF Financial Accounting - BA3 EXAM Revision KIT, Fundamentals OF Managemnet Accounting - BA2 EXAM Revision KIT, Unit 5 Final Sumission - Cell biology, illustrated report, Unit 10 Illustrated Report Human Reproduction, Growth and Development, Unit 7 Human Nutrition and DIgestive System, PHARMACY AND MEDICINES MANAGEMENT (PHMM53), Managerial Accounting for Decision Making (MSIN7016), Constitutional and Administrative Law (LW1120), Mathematics for Computer Scientists 1 (CS130), Public Int & Humanitarian Law (LAW-40460), Introduction to Literature: Ways of Reading (CC4301), Foundations of Occupational Therapy (160OT), Introduction to English Language (EN1023). 71 Table 3: Advantages and disadvantages of different types of borrowing. View more University Ursuline College Course Bioethics (PH 260) Uploaded by sarah her Academic year2015/2016 Helpful? endstream & \text{Cash} \ldots\ldots\ldots & \text{2,000}\\ D.Torecordreceiptofanaccruedrevenue. Torecordpaymentofaprepaidexpense.I. endobj Discussion is partially developed, but will be imbalanced. accounting concepts, Prevents understating the expense / overstating profits so UNDERSTAND THE IMPORTANCE OF MANAGING PERSONAL FINANCE Functions and role of money The ability to handle money received, and to control money paid, is a fundamental requirement for personal and business success. competing arguments, le ading to conclusions. Part B is a three-hour supervised assessment taken on the timetabled date set by Pearson. Everything you need is in this bundle, taking the stress out of teaching and planning this unit of work. Planning tools, such as cash flow forecasts and break-even, will be prepared and analysed and measuring the financial performance of a business will require learners to prepare and analyse statements of comprehensive income and statements of financial position. Learners could therefore choose a different business to ones already used, or use one already researched for the other LAs. Levels-based mark schemes (LBMS) have been designed to assess learner work An assignment is set after the content of specific learning aims has been delivered. 12523 Comments Please sign inor registerto post comments. For C.D2 learners need to make a judgement on how well the chosen business is affected by the environment in which it operates, and show they understand and can use a variety of situational analysis techniques. Prepare a vertical analysis of Fantasy Football's 2018 and 2017 balance sheets. The detailed plan they produce must use more than one planning tool and remember this must include a budget, contingency plan and risk assessment, all completed individually. lacking support. A more mundane business, like Aldi, offers more potential. Unit 3 is an external examination worth 35% of your final qualification The exam is in May 2020 This is a essential part of the course success and marks in this unit will have a HUGE impact on your overall achievement in the course. 31463H Unit 3: Personal and Business Finance 120 100 56 41 27 13 0 31489H Unit 2: Developing a Marketing Campaign 90 70 56 41 26 13 0 31588H Unit 6/12: Principles of \quad & \text{Accumulated Depreciation} \ldots\ldots\ldots & \quad & \text{4,000}\\ Where some judgement is required, mark schemes will provi de the principles by Torecordpaymentofaprepaidexpense.I. \text{\_\_\_\_\_\_ 3.} 5 years ago. Torecordthisperiodsearningofpriorunearnedrevenue. cle ar and uses specialist te chnical language consistently. The updated course will be fully complete by Feb half-term 2022. Who it's for There are four externally assessed units and they are either of 90 or 120 GLH. Business enterprise Level 3 100% (1) 10. D|Q`]i VH2:n>@s000R {, Personal and Business Finance. UNDERSTAND THE PURPOSE OF ACCOUNTING Purpose of accounting Recording transactions. Torecordpaymentofanaccruedexpense.D. \text{Inventory} & \text{$1,900,000$} & \text{$1,349,000$}\\ Whilst Yasin is cancelling the insurance Shirevale could make a Functions of Money - BTEC Unit 3: Personal and Business Finance Two Teachers 16.6K subscribers Subscribe Share 13K views 3 years ago Finance A quick walk through of the four functions of. Evaluate external sources of finance which Wattam Grove could use to fund Option 2 - Camping and caravan site. Christopher_RHEAD. UNDERSTAND THE IMPORTANCE OF MANAGING PERSONAL FINANCE Role of money is affected and influenced by a number of factors: personal attitudes towards risk and reward, borrowing, spending and saving life stages (childhood, adolescence, young adult, middle age, old age), key features of each stage, financial needs and implications at each stage culture, including religious and ethical beliefs life events can vary the personal life cycle from individual to individual external influences/trends and the financial-related effects interest rates, cost of borrowing versus reward of saving. Can get more personalised service / better advice (1) because some so lower amounts being paid will improve cash flow (1), Repayments / interest payments are fixed (1) which Contains: Revision checklist. depreciate over the assets lifetime, Will produce lower profit figures in the early years in the Unit 3 Personal & Business Finance: Identify question Jan 2018 Enterprise, Economics & Business 5.99K subscribers Subscribe 6.5K views 4 years ago A video outlining how to answer the. {{navigationJson.popularQualificationtitle}}, {{navigationJson.qualificationcolumnTitle1}}, {{navigationJson.qualificationcolumnTitle2}}, {{navigationJson.qualificationcolumnTitle3}}, Go to the assessment and verification forms, Unit 1: Sample Marked Learner Work for Learning Aim A and B, (Pass) - Exploring Business (Version 1 November 2015), /content/dam/secure/silver/all-uk-and-international/btec-nationals/business/2016/internal-assessment/Sample_Marked_Learner_Work_for_Learning_Aim_A_and_B_Pass_Unit_1_Exploring_Business_Version_1_November_2015.pdf, Unit 1: Sample Marked Learner Work for Learning Aims C and D, (Merit) - Exploring Business (Version 1 July 2016), /content/dam/secure/silver/all-uk-and-international/btec-nationals/business/2016/internal-assessment/Sample_Marked_Learner_Work_for_Learning_Aims_C_and_D_Merit_Unit_1__Exploring_Business_(Version_1_July_2016).pdf, Unit 1: Sample Marked Learner Work for Learning Aims E, (Distinction) - Exploring Business (Version 1 July 2016), /content/dam/secure/silver/all-uk-and-international/btec-nationals/business/2016/internal-assessment/Sample_Marked_Learner_Work_for_Learning_Aim_E_Unit_1__Exploring_Business_(Veriosn_1_July_2016).pdf, Preparing learners for external assessment, Understanding BTEC External Assessment Mark Schemes, (Teaching Services team | Mon-Fri, 9am - 5pm GMT), {{translateWord(navigationJson.covidTitle)}}, {{translateWord(navigationJson.subjectTitle)}}, {{translateWord(navigationJson.qualificationTitle)}}, {{navigationJson.qualificationcolumn1CTAtext}}, {{navigationJson.qualificationcolumn2CTAtext}}, {{navigationJson.qualificationcolumn3CTAtext}}, {{translateWord(navigationJson.supportTitle)}}, {{translateWord(navigationJson.aboutusTitle)}}, {{translateWord(navigationJson.contactusTitle)}}, Unit 2 Developing a Marketing Campaign (31489H), Unit 3 Personal and Business Finance (31463H), BTEC National Certificate in Business (180 GLH), BTEC National Extended Certificate in Business (360 GLH), BTEC National Foundation Diploma in Business (510 GLH), BTEC National Diploma in Business (720 GLH), BTEC National Extended Diploma in Business (1080 GLH), Join the BTEC Business and Enterprise Facebook group. unit 3 personal and business finanace past papers exams questions University University of Bedfordshire Module personal and business finance unit 3 Uploaded by al aj lane Academic year2020/2021 Helpful? Management of business (planning, monitoring and controlling). What is the formula for calculating simple interest? Importantly, it also means the learners can listen/see their performance which will help them review their performance for Learning Aim C. If this isnt possible, then a fully detailed and individual Record of Activity should support the achievement of criteria and peers can complete a Witness Statement. A valid assignment will enable a clear and formal assessment outcome based on the assessment criteria. "Ernie owns a water pump. bank branch and one further mark for development: Pearson BTEC Level 3 Nationals in Business Unit 3 Final Sample Assessment Materials This success relies on understanding what money is. H@))@b"/EPl0\B8#" (DUH1q-}"w|2}> ,T*'+` h9s Torecordreceiptofunearnedrevenue.B. Evidence of application demonstrating some linkages and The grade boundaries for previous exam series are as follows: The grade boundaries for past Unit 6 tasks are as follows: The grade boundaries for past Unit 7 tasks are as follows: The grade statistics show the number of learners who completed each qualification each year, and the proportion achieving each grade. Revenue. They must show they understand why the business adheres to ethics and legislation, not just that there are laws to protect people. The controlled conditions for this unit allow learners to: Learners must not have access to the Internet, email, or any other resources aside from their permitted notes. INCOME TYPES OF INCOME Capital income: loan mortgages shares owners capital debentures. endstream Indicati ve content & \text{Unearned Professional Fees} \ldots\ldots\ldots & \text{3,000}\\ Torecordthisperiodsdepreciationexpense.\begin{matrix} perception of where the grade boundaries may li e. All marks on the mark scheme should be used appropri atel y. The same business can be used for cultural aspects and adapting processes and products for different markets for Learning Aim E. For LAs C&D learners need to select a business which could consider operating in two different countries. \text{ } & \text{2018} & \text{2017}\\ \hline They will be able to predict probable consequences, identify faulty arguments or misrepresentations of information or data, compare information and data, provide reasonable alternatives, and evaluate and justify proposed solutions. Logical reasoning evidenced throughout response which is clear and uses Part A introduces learners to the context and is released before the Part B is taken. The paper will be marked out of 100 with 2 sections. they have evidenced each of the descriptor bullet points. MARK SCHEME Duration: 1 hour and 30 minutes . %%EOF BaakliniC10019. How does Ernies producer surplus change? Paying forward- idea of taking things you have learned and been given and passing it on to another person Conclusions may be p resented, but are li kely to be generic The Accounting minor provides students with a comprehensive accounting background; admission is competitive and based on overall UCLA grade-point average, grade-point average in pre-admission courses, and grades in Management 1A and 1B. Tutor 2 u. net. 35 : 22 . Personal finance involves the understanding of why money is important and how managing money can help prevent future financial difficulties. Unit 3: Personal and Business FinanceThe exam. arguments/pros and cons in context; discussion likely to If a learner has more than one attempt, then the best result will be used for qualification grading. We advise that learners do not choose their own centre as one of the businesses, largely because they are difficult to understand in terms of ownership and liability and learners often make mistakes about this feature. 3. All of the grade boundaries for the BTEC externally assessed units are given in raw marks. There is also a sister page to support you in the delivery of this qualification. \text{Accounts payable} & \text{$\$ 168,000$} & \text{$\$ 129,200$}\\ were: Training, 50%; Software, 30%; Repair Contracts, 15%; Hardware, 5%. 31463H Unit 3: Personal and Business Finance 120 96 58 41 24 12 0 31489H Unit 2: Developing a Marketing Campaign 90 70 54 39 24 12 0 Computing GLH Max Mark D M P N U . The mark awarded within the band will be decided based on the quality of the answer Learners will investigate some of the issues that managers and leaders have to deal with in the workplace in making businesses more efficient and ensuring their survival and growth. It means that the performance and asking/answering of analytical questions can be authenticated by the internal verifier and standards verifier. . Unit 3: Personal and Business Finance (31463H) Edexcel and BTEC Qualifications. & \text{Depreciation Expense} \ldots\ldots\ldots & \text{4,000}\\ <>/Metadata 99 0 R/Pages 1893 0 R/StructTreeRoot 173 0 R/Type/Catalog>> Organising an event on your own is tricky but a group of learners will be able to plan and run a sizable event which gives scope to achieve all the criteria. Award one mark for the correct formula in words or numbers: Award one further mark for the correct calculation of profit of 52 000, 10a Award three marks for the correct response of 25%, Award one further mark for the correct calculation of revenue of 260 000, Pearson BTEC Level 3 Nationals in Business Unit 3 Issue 3 April 2017 Pearson \end{matrix} \text{Long-term liabilities:} & \text{ } & \text{ }\\ \text{\_\_\_\_\_\_11.} 120 . %PDF-1.6 % Each assessment is taken under specified conditions, then marked by Pearson and a grade awarded. Position increasing the value of the business, Works out 10 800* cheaper (ignoring repair costs) over the life, Interest rates could fall which would reduce the cost, Significant deposit might be required that the business may not have, Could lose the property if it defaults on the loan repayments, Additional installation and delivery cost, which will need to be funded for how to apply levels-based mark schemes*. Compliance (preventing fraud, compliance with law and regulations). So for LA C, the learners should be aiming for C.D2 where they are recommending one country for a business to operate in. A large business of 250+ staff should be selected for Learning Aim A, and learners investigate their methods of recruitment and selection. Gross Profit. Level 0 0 No rewardable material. Demonstrates the use of logical reasoning, clarity, and vocabulary 4. The points scores available for each external unit at grade boundaries are as follows: Unit Size 90 GLH 120 GLH Unclassified 0 0 Near Pass 6 8 Pass 9 . Btec business level 3 unit 1 assignment 1 example, Unit 1 exploring business assignment 1 examples, Btec business level 3 unit 1 assignment 2, Health and social care unit 5 coursework example p2, Btec level 3 health and social care unit 4, Personal Finance Personal Finance A Personal Financial Planning, Personal Finance Personal Finance 101 What is personal, Personal Finance Personal Finance A Personal Financial Planningis, Insurance Unit Personal Finance Personal Finance Wednesday February, BTEC Extended Certificate in Business BTEC Diploma in, Introduction to Finance BTEC Business Nationals Unit 5, Business Finance Business Finance or Corporate Finance as, BTEC Information Technology Course offered BTEC Level 3, BTEC APPLIED SCIENCE THE APPLIED SCIENCE BTEC QUALIFICATION, BTEC Level 3 Applied Science National Diploma BTEC, BTEC Computing Level 3 BTEC Computing Level 3, BTEC Enterprise BTEC Enterprise A bit about the, Personal Finance Topic 2 Personal Finance 1 What. This full unit covers all learning aims for Unit 3: Personal and Business Finance.

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